Rates and Fees

This website is not a lender and does not make credit decisions. We provide a connecting service that allows consumers to submit a loan request and access lenders or lending partners in a network. Any loan offer, including rates, fees, repayment terms, and funding timing, is provided by a lender or lending partner, not by this website.

We do not set loan amounts, interest rates, annual percentage rates, finance charges, late-payment fees, renewal policies, or repayment schedules. These details vary by lender, state availability, and your individual circumstances. Before accepting any loan offer, carefully review the lender’s full terms and conditions.

Loan Offer Details

If a lender or lending partner decides to make you an offer, the offer may include information about the loan amount, APR, finance charges, repayment date, payment schedule, late-payment consequences, and renewal or extension options, if available. You are not required to accept an offer if the terms do not meet your needs.

Short-Term Loan Costs

Short-term loans, including payday loans, can be expensive financial products and should be used responsibly. They are not intended to be long-term financial solutions. Borrow only what you believe you can repay on time, and consider other options before accepting a loan offer.

Late Payments and Non-Payment

Late payment or non-payment may result in additional fees, collection activity, and a negative impact on your credit score. If you believe you may have difficulty repaying a loan, contact your lender directly as soon as possible to discuss available options.

Renewals and Extensions

Renewal and extension policies vary by lender and may involve additional costs. This website does not control whether a lender offers renewals or extensions. Review the lender’s policy carefully before agreeing to any renewal, extension, or refinancing option.

Service Availability

This connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia. Loan availability, amounts, rates, fees, terms, approval, and funding times vary by lender and by state.

Important Disclaimer

This website is not responsible for the actions or inactions of any lender or lending partner. We do not guarantee that your loan request will be approved, that you will receive a specific loan amount, or that funds will be available by a certain time. All questions about rates, fees, repayment, renewals, or your loan agreement should be directed to your lender.

The information on this page is provided for general informational purposes only and should not be considered legal, financial, or credit advice.