Privacy Policy

This Privacy Policy explains how this website collects, uses, shares, and protects personal information when visitors use the website or submit a loan request through the online connecting service.

This website is not a lender, does not make credit decisions, does not approve loan requests, does not set loan terms, and does not fund loans. The website provides a connecting service only. A lender, lending partner, or other third-party financial service provider may review the information submitted by a user and decide whether to provide a loan offer.

Information We May Collect

We may collect personal information that you provide when using the website or submitting a loan request. This may include your name, email address, phone number, address, date of birth, income information, employment details, banking information, requested loan amount, and other information related to your request.

We may also collect technical information automatically, such as IP address, browser type, device information, pages viewed, referral source, cookies, session data, and similar information used for website operation, security, analytics, fraud prevention, and compliance.

Some information may be considered sensitive personal information, such as Social Security number, driver’s license information, or financial account details. This information may be used only as reasonably necessary to process your request, verify identity, support fraud prevention, comply with legal obligations, or provide the connecting service.

How We Use Personal Information

We may use personal information to receive, process, and transmit your loan request to lenders, lending partners, lead networks, marketplaces, service providers, or other third parties involved in helping provide access to loan options.

We may also use personal information to verify identity, prevent fraud, maintain website security, communicate with users, keep consent and compliance records, improve website performance, support analytics, and comply with applicable laws and regulations.

Submitting a loan request does not guarantee approval, a specific loan amount, a specific rate, or funding. Loan availability, rates, fees, repayment terms, approval decisions, and funding times vary by lender, state, and individual circumstances.

How We May Share Personal Information

We may share personal information with lenders, lending partners, lead networks, marketplaces, service providers, marketing partners, technology providers, compliance vendors, and other third parties as needed to operate the website and provide the connecting service.

Third parties may use the information they receive to review a loan request, verify information, contact the user, provide loan options, offer related financial products or services, or comply with their own legal and business requirements.

We are not responsible for the actions, inactions, privacy practices, loan decisions, rates, fees, terms, or communications of any lender, lending partner, or third-party provider. Users should review all lender terms and privacy notices before accepting any loan offer.

Credit Checks and Additional Verification

Some lenders or lending partners may verify your credit, obtain consumer reports, review alternative data, or request additional information before deciding whether to offer a loan. Requirements vary by lender and by the user’s individual circumstances.

Faxing, documentation, bank verification, employment verification, or other additional steps may be required by some lenders or lending partners.

Cookies and Tracking Technologies

This website may use cookies, pixels, analytics tools, and similar technologies to operate the website, remember preferences, improve user experience, measure traffic, support security, prevent fraud, and understand how visitors interact with the website.

Most browsers allow users to block, delete, or manage cookies. Limiting cookies may affect how some website features function.

Marketing Communications

By submitting your information, you may authorize this website, lenders, lending partners, marketing partners, or service providers to contact you by phone, email, text message, or other communication methods as described in the consent language presented when you submit your information.

You may be able to opt out of certain marketing communications by following the instructions provided in those communications or by contacting the sender directly. Opting out of marketing communications does not necessarily stop communications related to a pending loan request, legal notice, or transaction-related matter.

Consent

By submitting your information, you confirm that you have read, understood, and agree to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.

State Privacy Rights

Depending on your state of residence and subject to legal exceptions, you may have privacy rights regarding your personal information. These rights may include the right to request access, correction, deletion, portability, opt out of certain sales or sharing, limit certain uses of sensitive personal information, appeal a privacy decision, and not be discriminated against for exercising privacy rights.

Some privacy rights may not apply to information governed by federal financial privacy laws, including the Gramm-Leach-Bliley Act, the Fair Credit Reporting Act, or other applicable laws.

How to Submit a Privacy Request

To submit a privacy request, contact the website using the contact method provided on the website. Your request should include enough information to verify your identity and understand the nature of your request.

We may ask for additional information to confirm your identity before processing a privacy request. If a request is submitted through an authorized agent, proof of authorization may be required.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. These safeguards may include secure transmission, restricted access, monitoring, vendor controls, and other protective measures.

No method of internet transmission or electronic storage is completely secure. We cannot guarantee that personal information will always remain secure.

Data Retention

We may retain personal information for as long as reasonably necessary to provide the connecting service, process requests, maintain records, comply with legal obligations, resolve disputes, prevent fraud, enforce agreements, and support business operations.

Children’s Privacy

This website is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children under 16. If we learn that personal information from a child has been collected where prohibited by law, we will take reasonable steps to delete it.

Service Availability

The connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia. Loan availability, loan amounts, rates, fees, repayment terms, approval, and funding times vary by lender, state, and individual circumstances.

Responsible Use of Short-Term Loans

Short-term loans can be expensive and should be used responsibly. They are not intended to be long-term financial solutions.

Before accepting any loan offer, review the lender’s full terms and conditions, including rates, fees, repayment schedule, renewal policy, late-payment consequences, and potential impact on your credit score. Late or non-payment may result in additional fees, collection activity, and negative credit reporting.

Changes to This Privacy Policy

This Privacy Policy may be updated from time to time to reflect changes in business practices, services, technology, or legal requirements. The updated version will be posted with a revised “Last Updated” date.

Contact

Questions about this Privacy Policy or privacy practices may be submitted through the contact method provided on the website.